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Income Limits

Start Up Income Limits

Household Size

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

1-2 Person

$124,200

$117,200

$111,800

3+ Person

$142,800

$134,700

$128,500

First-Generation Homebuyer Loan Program

The Minnesota First-Generation Homebuyer Loan Program is closed for new commitments. The one-time funds have been exhausted.

See Start Up Income limits. 

Deferred Payment Loan and Deferred Payment Loan Plus
(2nd mortgage only with Start Up)

Household Size

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

1-2 Person

$79,000

$79,000

$72,000

3 Person

$89,000

$89,000

$80,000

4 Person

$99,000

$99,000

$89,000

5 Person

$107,000

$107,000

$97,000

6 Person

$115,000

$115,000

$104,000

7 Person

$123,000

$123,000

$111,000

8+ Person

$131,000

$131,000

$118,000

Monthly Payment Loan (2nd mortgage available with Start Up or Step Up)
When the Monthly Payment Loan is used with Start Up, use the Start Up income limits listed above. 
Monthly Payment Loan Income Limits for Step Up:
Household Size 11-County Twin Cities Metro Area* Dodge and Olmsted Counties All Other counties
1-2 Person $130,400 $130,400 $117,400
3+ Person $150,000 $150,000 $135,000
Step Up Income Limits

11-County Twin Cities Metro Area*

Dodge and Olmsted Counties

All Other Counties

$185,700

$185,700

$167,100

*The 11-county Twin Cities Area is defined as: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright Counties.