Step Up for Repeat Homebuyers or Refinancing
You don’t need to be a first-time homebuyer to take advantage of our affordable loans.
The Step Up program has a purchase loan if you’re a current homeowner (or owned within the last three years) and want to buy a different home. You can also use Step Up to refinance your current home at an affordable, fixed rate.
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Affordable, fixed interest rates for the life of the loan
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As little as 3% down with our exclusive conventional loans
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Downpayment and closing cost loans up to $17,000 – a unique option for refinancing
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Low or no mortgage insurance options for lower monthly payments
You may be eligible if you:
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Meet income limits
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Meet purchase price limits:
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Meet minimum credit score requirements
Contact an approved lender partner to get started.