Step Up for Repeat Homebuyers and Homeowners
Step Up is our statewide program for repeat homebuyers or current homeowners to purchase or refinance a home. Step Up offers:
- Affordable interest rates
- Downpayment and closing cost assistance loan for eligible borrowers
- Increased income limits for loans closed on or after December 1, 2014
Reduction or elimination of mortgage insurance (MI) costs with our exclusive conventional loan options, available with up to 97% LTV
- HFA Preferred Risk SharingTM - Allows borrowers to avoid MI altogether.