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Start Up for First-Time Homebuyers

Note: Income limit and downpayment program changes effective May 1, 2015

Start Up is our statewide mortgage program for eligible first-time homebuyers, available through participating lenders.
Start Up offers:

  • Affordable interest rates
  • Three downpayment and closing cost assistance loan options for eligible borrowers 
  • Income limits up to $99,500
  • For commitments made May 26, 2015 or earlier, purchase price must fall under the following limits:
    • 11-County Metro: $310,000
    • Balance of State: $265,000
  • For commitments made May 27, 2015 or later, purchase price must fall under the following limits:
    • 11-County Metro: $307,300
    • Balance of State: $258,600
  • Reduction or elimination of mortgage insurance (MI) costs with exclusive conventional loan options, available up to 97% LTV

Manuals, Forms & Resources

 
Required Forms (in addition to industry-standard documents)