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Income Limits for Minnesota Housing Mortgage Programs

Start Up/Mortgage Credit Certificate/Step Up

Household Size

11-County Twin Cities Metro Area*

Rochester MSA**

Balance of State

1-2 Person

$82,900

$81,300

$73,900

3+ Person

$95,335

$93,495

$84,985

Deferred Payment Loan

For loans committed before September 30, 2014

Household Size

11-County Twin Cities Metro Area*

Rochester MSA**

Balance of State

1-4 Person

$60,000

$60,000

$55,000

5 Person

$64,800

$64,800

$59,400

6 Person

$69,600

$69,600

$63,800

7 Person

$74,400

$74,400

$68,200

8 Person

$79,200

$79,200

$72,600

9 Person

$84,000

$84,000

$77,000

10 Person

$88,800

$88,800

$81,400

Deferred Payment Loan

Deferred Payment Loan and Deferred Payment Loan Plus options - For loans committed on or after October 1, 2014.

Household Size 11-County Twin Cities Metro Area* Rochester MSA** Balance of State
1- 3 Person $60,000 $60,000 $55,000
4 Person $66,500 $66,500 $59,500
5 Person $72,000 $72,000 $64,000
6 Person $77,000 $77,000 $69,000
7 Person $82,500 $82,500 $73,500
8 Person $88,000 $88,000 $78,500
9 Person $93,000 $93,000 $83,000
10 Person $96,485 $96,485 $84,985
 
*The 11-county Twin Cities Area is defined as: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright Counties.

**Rochester MSA includes Dodge and Olmsted Counties

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Monthly Payment Loan

Use Start Up/Mortgage Credit Certificate/Step Up Loan Income Limits shown above.