Mortgage rates starting at:

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Income Limits

Start Up, Mortgage Credit Certificate, or Monthly Payment Loan Programs

Household Size

11-County Twin Cities Metro Area*

Rochester MSA**

Balance of State

1-2 Person

$86,600

$81,700

$77,400

3+ Person

$99,500

$93,900

$89,000


Step Up Without Downpayment & Closing Cost Assistance Loan

Note: Borrowers receiving a Monthly Payment Loan with Step Up must meet the Start Up, Mortgage Credit Certificate, or Monthly Payment Loan income limits above.
 

11-County Twin Cities Metro Area*

Rochester MSA**

Balance of State

$124,000

$124,000

$110,600


Deferred Payment Loan and Deferred Payment Loan Plus




Household Size 11-County Twin Cities Metro Area* Rochester MSA** Balance of State
1- 2 Person $65,000 $65,000 $59,000
3 Person $73,000 $73,000 $66,000
4 Person $82,000 $82,000 $73,000
5 Person $88,000 $88,000 $79,000
6 Person $95,000 $95,000 $85,000
7+ Person $99,500 $99,500 $89,000
 
The 11-county Twin Cities Area is defined as: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright Counties.

**Rochester MSA includes Dodge and Olmsted Counties