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Homeownership Programs include:

  • Start Up - First-time homebuyer loan program
  • Mortgage Credit Certificate (MCC) Program - First-time Homebuyer Tax Credit Program
  • Step Up - Non-first-time homebuyer loan program
  • Downpayment and Closing Cost Loans (DPCC)
    • Deferred Payment Loan
    • Deferred Payment Loan Plus
    • Monthly Payment Loan

Home Improvement Programs include:

  • Fix Up Loan Program (Fix Up)
  • Community Fix Up Loan Program (Community Fix Up)
  • Rehabilitation Loan Program (RLP)
  • Emergency and Accessibility Loan Program (ELP)

Community Development Programs include:

  • Community Homeownership Impact Fund (Impact Fund)
  • Emergency Homeowners' Loan Program (EHLP)
  • Enhanced Financial Capacity Homeownership Initiative (Homeownership Capacity)
  • Neighborhood Stabilization Program (NSP)
  • Minnesota Urban and Rural Homesteading Program (MURL)
  • Targeted Mortgage Opportunity Program (Targeted Mortgage)

Homeowner Assistance Programs include:

  • Foreclosure Prevention Assistance Program (FPAP)
  • Homeownership Education, Counseling & Training Fund (HECAT)
  • National Foreclosure Mitigation Counseling Program (NFMC)
  • Quick Start Disaster Recovery Program (Quick Start)
Program Area Release Date Subject
Homeownership Programs December 18, 2014 Important Conventional Loan Updates
Community Development Programs (Impact Fund) December 10, 2014 Technical Assistance Webinar for Impact Fund Administrators
Homeownership Programs December 1, 2014 Step Up Income Limits Increase Today
Homeownership Programs November 24, 2014 Step Up Income Limits Increase
Homeownership & Home Improvement Programs
November 17, 2014 Important Commitment System Updates
Homeownership & Home Improvement Programs
November 14, 2014 Commitment System Down for Upgrades Starting Today at 3 p.m.
Homeownership Programs
November 12, 2014 Document Imaging Pilot
Plus, Affidavit copies now accepted
Homeownership Programs
October 14, 2014
Rural Development (RD) Loan Commitments and Purchases
Plus: Register for Residential Mortgage Lending Essentials
Community Development Programs (HECAT)
September 30, 2014 2014-2015 HECAT Funding Awards Announced
Homeownership Programs
September 24, 2014 Tips for Clearing U.S. Bank MRBP Exceptions
Homeownership & Home Improvement Programs
September 23, 2014
Action Needed:  Single Family Loan Commitment System Data Recovery
Homeownership Programs
September 10, 2014
Register for September 17 In-Person Training Plus, HFA Conventional Product Reminders
Homeownership Programs
September 3, 2014

Fall In-Person Lender Training Plus, reminder about new DPL Plus option

Homeownership Programs (DPCC)
August 28, 2014

New Downpayment and Closing Cost Loan Option

Homeownership Programs

August 26, 2014

Mortgage Registry Tax Exemption

Homeownership Programs (HOME HELP)
August 13, 2014 Final HOME HELP Commitment Deadline
Community Development Programs (Impact Fund)
August 11, 2014
Impact Fund: New Process Guides
Homeownership Programs
July 29, 2014

New Forms for Home Mortgage Programs

Homeownership Programs

July 24, 2014

HOME HELP Program to End: New Program Anticipated Fall 2014

Homeownership Programs

July 16, 2014

Commitment Procedure Changes for Step Up and MCC

Home Improvement Programs (Fix Up)
July 9, 2014

Fix Up Loan Program: Broker Price Opinion Template and Energy Loan FAQs

Homeownership Programs (MCC Program)
July 1, 2014 Homebuyer Tax Credit Program to Continue
Home Improvement Programs (RLP)
June 25, 2014 Rehabilitation Loan Program: Out of Funds Until October 1
Community Development Programs (Impact Fund)
June 10, 2014
Impact Fund: Housing Infrastructure Bond Proceeds
Homeownership Programs (HOME HELP)
June 9, 2014 HOME HELP Purchase Price Limits Increase
Homeownership Programs
June 4, 2014
New Required Step Up Loan Disclosure
Community Development (Impact Fund)
May 27, 2014 Impact Fund:  New Deferred Loan Documents
Homeownership Programs
May 22, 2014
Expanded Downpayment Loans with HFA Preferred Risk Sharing™
Plus: Updated Forms and Upcoming Webinars 
Community Development (Impact Fund)
May 22, 2014
Request for Proposals:  Bonding support increases available RFP funding - up to $110 million now available
Homeownership Programs
May 16, 2014 Income Limit and Acquisition Cost Limit Changes
Community Development Programs (Impact Fund)
May 8, 2014 New FHA Mortgagee Letter Affects Nonprofit Affordability Gap Providers
Community Development Programs (HECAT)
May 5, 2014
Request for Proposals (RFP):  2014-2015 Homeownership Education, Counseling and Training Fund
Home Improvement Programs (Fix Up)
April 30, 2014
Launched today: New 4.99% Unsecured Loan for Energy Conservation
Homeownership Programs
April 30, 2014
New HOME HELP Income Limits Effective May 1
Plus: Reminders and New Training
Home Improvement Programs (RLP)
April 29, 2014 Available Immediately: Additional Rehabilitation Loan Program Funds
Community Development Programs
(Homeownership Capacity & Targeted Mortgage)
April 28, 2014
Request for Proposals: Homeownership Capacity and Targeted Mortgage Programs
Home Improvement Programs (Fix Up & Community Fix Up)
April 24, 2014 Updated Home Improvement Loans Procedural Manual
Community Development Programs (Impact Fund)
April 24, 2014
Impact Fund: New Procedural Manual and Training
Community Development Programs (Impact Fund)
April 21, 2014
Request for Proposals: Minnesota Housing announces availability of up to $70 million in funding
Homeownership Programs
April 17, 2014 Conventional Loan Product Descriptions and HFA Preferred™ Product Reminder
Community Development Programs (Impact Fund)
April 16, 2014 Impact Fund: New Income Limits and Updated Forms
Homeownership Programs
April 9, 2014
Sign up now for Annual In-Person Lender Training
Home Improvement Programs
April 4, 2014
New Home Improvement Program: 4.99% Unsecured Loan for Energy Conservation
Home Improvement Programs (RLP)
March 28, 2014
Important Notice:  Rehabilitation Loan Program Out of Funds!
Homeownership Programs
March 27, 2014
Increased Deferred Payment Loan Amounts and Income Limits
Homeownership Programs
March 19, 2014 Minnesota Housing Lender Input Session
Homeownership Programs
March 12, 2014
NMLSR Data Field Entry Plus...Important Program Updates
Home Improvement Programs
February 24, 2014 Home Improvement Income Limit Updates
Homeownership Programs
February 19, 2014 Lender Satisfaction Survey Deadline - Friday, February 21
Homeownership Programs
February 12, 2014
Your Input Needed:  Lender Satisfaction Survey
Home Improvement Programs (Fix Up)
January 29, 2014
Fix Up Loan Program: Income eligibility changes and more
Homeownership Programs
January 29, 2014 Reminder: New Income Calculation Guidelines Effective Today
Homeownership Programs (HOME HELP)
January 22, 2014 HOME HELP Acquisition Cost Limits Updated
Community Development Programs (Impact Fund)
January 22, 2014 Updated Impact Fund Mortgage and Note
Home Improvement Programs
January 21, 2014 Updated Loan Documents
Homeownership Programs (DPCC)
January 16, 2014 Updated Downpayment Assistance Loan Mortgages and Notes
Community Development (Impact Fund)
January 16, 2014 Impact Fund: Technical Assistance Webinar and Updated Forms Now Available
Homeownership Programs (MCC)
January 15, 2014 Reminder: Critical Lender Updates
Homeownership Programs (MCC)
January 13, 2014 Save your clients up to $2,000 per year on their taxes...
Homeownership Programs
January 8, 2014 Income Eligibility Changes for All Home Mortgage Programs
Homeownership Programs
January 6, 2014 Minnesota Housing HFA Preferred™ Exemption Reminder
Home Improvement Programs
January 2, 2014 Fix Up Loan Program Trainings
Homeownership Programs
January 2, 2014 Reminder: New Targeted Area Census Tracts for First-Time Homebuyer  Programs
Homeownership Programs
December 26, 2013 New Targeted Area Census Tracts for First-Time Homebuyer Programs
Homeownership Programs
December 19, 2013 QM Exemption for Minnesota Housing Loans and New HFA Preferred™ Product Requirements
Community Development Programs (Impact Fund)
December 16, 2013 Community Homeownership Impact Fund:  Training and Form Changes
Home Improvement Programs
November 25, 2013 Request for Proposals:  Targeted Home Improvement Pilot
Homeownership Programs
November 22, 2013
LTVs up to 97% Available Plus, New HFA Preferred™ Requirements
Homeownership Programs
November 19, 2013
Clarification: Updated Start Up Affidavits and Zero Income Statement
Homeownership Programs
November 14, 2013 Updated Start Up Affidavits & New Zero Income Statement
Homeownership Programs
October 16, 2013
Federal Government Shutdown: Impact on Rural Development Loans
Home Improvement Programs
October 14, 2013 Fix Up Loan Survey closes Friday, October 18 and other reminders
Homeownership Programs
October 11, 2013 Service Release Premium Increase and Refinancing Options
Homeownership Programs
October 3, 2013 Federal Government Shutdown: Impact on Home Mortgage Programs
Home Improvement Programs
October 2, 2013 Lender Updates:  Fix Up Loan Lender Survey, Loan Officer Field and Announcing New Home Improvement Program Manager
Homeowner Assistance Programs (HECAT)
September 25, 2013

2013-14 Homeownership Education, Counseling and Training (HECAT) Awards Announced

Homeownership Programs
September 11, 2013

Personalized Language Postcards:  Free for Minnesota Housing Lender Partners

Homeownership Programs
September 4, 2013 Final Registration Reminder for Homeownership Programs Training and Update to HOME HELP Acquisition Price Limit
Homeownership Programs
August 29, 2013 Upcoming Loan-to-Value Webinar and U.S. Bank MRBP Training
Homeownership Programs
August 21, 2013 Loan Program Updates and U.S. Bank MRBP Training Opportunities
Homeownership Programs (HOME HELP)
August 20, 2013 Critical HOME HELP Program Changes
Homeownership Programs
August 14, 2013 Downpayment and Closing Cost Loans (DPA) Announcement and Mortgage Loan Trainings
Homeownership Programs
August 6, 2013 Monthly Payment Loan Servicing Update, Updated Targeted Areas & HOME HELP Lender Update
Homeownership Programs
July 23, 2013 Monthly Payment Loan Servicing Update and Upcoming Webinars
Community Development Programs (Impact Fund)
July 1, 2013 2013 Single Family Request for Proposal Reminders
Homeownership Programs
June 24, 2013
Return to Reimbursement Model for all Downpayment Assistance Loans - Effective July 1, 2013, Monthly Payment Loan Servicing Information, Increased Deferred Payment Loan Maximum Loan Amount, Mortgage Credit Certificate Program Launch - June 24, 2013 and more!
Homeownership Programs (Step Up & DPA)
June 13, 2013 Step Up Program Refinance Options for Existing Minnesota Housing Borrowers with Minnesota Housing Downpayment (DPA) Loans
Homeownership Programs (MCC)
June 6, 2013 Minnesota Housing will launch new Mortgage Credit Certificate Program June 24
Community Development Programs (Impact Fund)
June 5, 2013 Recorded Trainings and Materials Now Available for Impact Fund Applicants (2013 Single Family RFP cycle)
Community Development (NSP)
May 30, 2013
Notice of Draft Availability and Public Comment Period for a Substantial Amendment to the 2008 Action Plan of the State of Minnesota’s Neighborhood Stabilization Program (NSP1)
Community Development Programs (Impact Fund)
May 29, 2013
Minnesota Housing 2014-2015 budget update and Consolidated Request for Proposals (RFP) funding amounts
Home Improvement Programs (Fix Up)
May 23, 2013
Fix Up advertising funds available – Apply by June 13, Introducing the Top Producing Lender Program, Staff Retirement and Job Posting & Refresher on Program Updates, Brochure Orders
Homeownership Programs
May 23, 2013
Holiday Hours in Effect for Downpayment Assistance (DPA) Wire Request & U.S. Bank, MRBP and Minnesota Housing Contact Sheet
Community Development Programs (Impact Fund)
May 7, 2013
The Community Revitalization Fund (CRV) has been renamed Community Homeownership Impact Fund: Program Audits and Monitoring continue & New Income limits for 2013
Community Development Programs (HECAT)
May 6, 2013 2013-2014 Homeownership Education, Counseling and Training Fund (HECAT) Request for Proposal (RFP) and Technical Assistance
Homeownership Programs
May 2, 2013 In-Person Loan Program Training for Lenders Hosted by Minnesota Housing and U.S. Bank MRBP staff, Reminder:  Updated Deferred Payment Loan Income Limits, Revised Monthly Payment Loan Mortgage and Note for Start Up and Step Up
Community Development Programs (CRV)
April 29, 2013 Minnesota Housing announces release of Request for Proposals (RFP)
Homeownership Programs
April 18, 2013 Lender Satisfaction Survey - Please respond by Friday, April 19 & Servicing of pre-paid interest on Monthly Payment Loans
Homeownership Programs
April 3, 2013
Servicing of Monthly Payment Loans ahead of purchase of first mortgage by U.S. Bank Home Mortgage, MRBP Division: Second Mortgage Application and Loan Disclosure Procedures, & Lender Satisfaction Survey
Homeownership Programs
April 1, 2013 Introducing the Partner Solutions Team!
Home Improvement Programs
March 28, 2013 Updated Home Improvement Income Limits
Homeownership Programs
March 27, 2013
Holiday hours in effect for downpayment assistance wire request
Homeownership Programs
March 19, 2013

New Service Release Premium Option Available for Step Up Refinance Loans and Income limit Changes for the Deferred Payment Loan and HOME HELP Programs

Home Improvement Programs (Fix Up)
March 12, 2013 New Fix Up Loan Features in Effect, Updated Forms and Procedural Manual now Available, Reminder to Register for Webinars
Community Development Programs (CRV)
March 8, 2013
Community Revitalization Fund (CRV) Annual Report modified, now includes Final Close Out Report
Homeownership Programs
March 7, 2013
Second Mortgage Application and Loan Disclosure Procedures & Minnesota Housing Job Opening
Home Improvement Programs (Fix Up)
March 6, 2013 Increased loan amounts and enhancements, updated forms and procedural manual, and other program updates effective March 11
Homeownership Programs (HOME HELP)
February 28, 2013
NEW HOME HELP Program Income Limits, HOME HELP Loan Calculation, Use of the new CPD Income Eligibility Calculator, HOME HELP Forms
Homeownership Programs
February 26, 2013
Loan Commitment Extension Requests Required, New Monthly Payment Loan Income Limits and U.S. Bank, MRBP Training
Homeownership Programs
February 21, 2013 Start Up/Step Up Clarifications and Updates: Loan Commitment System Process Guide, DU® Findings and Homebuyer Education, Revised Monthly Payment Loan Mortgage and Note – Start Up and Step Up
Homeownership Programs
February 7, 2013 Minnesota Housing Downpayment and Closing Cost Loan Table Funding Procedure Effective Immediately
Homeownership Programs
January 29, 2013 Important New FHA Announcement Related to FHA Loans with Downpayment Assistance (DPA): Key table funding requirements
Homeownership Programs
January 28, 2013
Clarifying Information Related to Minnesota Housing Loans with Downpayment Assistance
Homeownership Programs
January 25, 2013
Urgent Information pertaining to Minnesota Housing loans with downpayment assistance
Homeownership Programs
January 24, 2013 Start Up/Step Up Program Updates: FHA Streamlined Refinance Loans, Updated HFA Preferred™ Term Sheet and Conventional Loans and Ownership of Existing Residential Dwelling
Homeownership Programs
January 23, 2013
Urgent information about immediate changes for loans with Minnesota Housing downpayment assistance
Homeownership Programs
January 17, 2013 Changes to FHA Streamlined Refinance Qualification, Reserving Step Up Loans for Existing Minnesota Housing Borrowers, Revised Monthly Payment Loan Mortgage, Updated HFA Preferred Risk Sharing™ Term Sheet, HOME HELP Lenders - New CPD Income Eligibility Calculator
Community Development Programs (CRV)
January 17, 2013
Program Resources and Updates for Community Revitalization Fund (CRV) Administrators
Home Improvement Programs (Fix Up)
January 10, 2013
Fix Up Program Updates: Fix Up Lender Renewal, Training Webinars and Best Practices from Quality Control
Home Improvement Programs (RLP)
January 9, 2013 Rehabilitation Loan Program Out of Funds
Homeownership Programs
January 3, 2013
Start Up/Step Up Program Updates: Revised Monthly Payment Loan Note, Required Borrower Contribution – Step Up Refinance and
Subordinations – Step Up Refinance
Homeownership Programs
December 19, 2012
New Minnesota Housing Loan Programs NOW Available and Minnesota Housing Job Opening
Homeownership Programs
December 17, 2012 Minnesota Housing Loan Program Update, Step Up Refinance Update,
Income Limits Effective for FHA First Mortgage Loans with Monthly Payment Assistance
Homeownership Programs
December 12, 2012
Final Days for MMP and CASA Loan Commitments Before Launch of New Homeownership Programs
Home Improvement Programs (Fix Up)
November 29, 2012 Fix Up Brand Name, Temporary Payment Coupons, Lender Training and advertising Dollars Still Available
Homeownership Programs
November 8, 2012
Minnesota Housing Launches New Family of Homeownership Programs December 18
Mortgage Loan
Home Improvement Programs
October 18, 2012 System Availability this Weekend, Online homebuyer Ed and Upcoming Home Improvement Program Trainings
Homeownership Programs
October 11, 2012 New Procedure for Top Producing Loan Officer Program and Upcoming Conference
Home Improvement (Fix Up)
October 11, 2012 Advertising Funds Available for Fall Fix-up Fund Promotions
Mortgage Loan
Home Improvement Programs
September 27, 2012 HDS SF Web Application Down for Planned Upgrade
Homeownership Programs
September 25, 2012
Announcing 3% rate for Minnesota Mortgage Program
Homeownership Programs
August 28, 2012
Coming to the Twin Cities: The NeighborhoodLIFT SM Program to offer downpayment assistance for your homebuyers!
Homeownership Programs
August 14, 2012
Coming this fall: New Minnesota Housing Loan Program Features
Community Development Programs (NSP)
August 3, 2012
Notice of Substantial Amendment to State of Minnesota NSP3 Action Plan
Home Improvement Programs (Fix Up)
June 11, 2012
Reminder: Advertising Funding Available to Promote New Fix Up Features
Home Improvement Programs (Fix Up)
June 4, 2012
Fix Up loans – New Features Starting Today!
Home Improvement Programs (Fix Up)
May 30, 2012 Advertising Funds Available to Promote New Fix Up Features
Homeownership Programs
May 24, 2012 Homeownership Programs Procedural Manual and Program Forms Updated
Home Improvement Programs (Fix Up)
May 4, 2012
Fix Up loans – New Start Date June 4, 2012
Homeownership Programs
May 1, 2012 Launch of HFA Preferred Risk Sharing™ Product
Homeowner Assistance Programs
April 30, 2012
2012-2013 Homeownership Education, Counseling and Training Fund (HECAT) Request for Proposal (RFP)
Home Improvement Programs (Fix Up)
April 26, 2012
Fix Up loans – New Features Begin May 7
Community Development Programs (CRV)
April 23, 2012 Minnesota Housing Announces Release of Consolidated Multifamily and Single Family Request for Proposals (RFP)
Home Improvement Programs (Fix Up)
April 18, 2012 The Updated Fix Up
Homeownership Programs
April 12, 2012 New HFA Preferred Risk Sharing™ Product: Upcoming Trainings & Required Supplement
Homeownership Programs
April 3, 2012 New Product Announcement: HFA Preferred Risk Sharing™
All Programs
March 28, 2012 Participate in Lender Satisfaction Survey, Register for the Regional Housing Dialogued & Minnesota Housing Program Trainings Available
Homeownership Programs (HOME HELP)
March 26, 2012 HOME HELP Program Forms Updates & Register for Regional Housing Dialogues
Homeownership Programs
March 21, 2012 New Income Limits for Homeownership Programs, Updated Subsidy Recapture and Assumption Limits
All Programs
March 15, 2012 2012 Regional Housing Dialogues
Homeownership Programs (HOME HELP)
March 8, 2012
Minnesota Housing increases down payment and closing cost assistance to $10,000 & Keep up with first-time homebuyer interest rates through Facebook and Twitter
Homeownership Programs
March 8, 2012
Reminder: Please Complete Lender Survey of Homebuyer Programs &
Top Producing Loan Officers for Third and Fourth Quarter
Community Development Programs (NSP)
March 8, 2012 Minnesota Housing Seeks Public Comment on NSP3 Action Plan
Homeownership Programs
February 8, 2012 Homeownership Programs Procedural Manual Changes
Homeownership Programs
(HOME HELP)
January 26, 2012 HOME HELP Program Updates - Loan Amount & Income Limit Changes
Homeownership Programs
January 24, 2012 2012 Single Family Program Income Limits
Homeownership Programs
January 3, 2012 New Conventional Loan Option with Better Pricing for the Minnesota Housing Loan Programs
Home Improvement Programs (Fix Up & RLP)
February 22, 2011
SAFE Act Compliance for Fix-Up Fund Lenders and Rehabilitation Loan Program Administrators
Community Development Programs (CRV)
February 22, 2011 SAFE Act Compliance for CRV Administrators Providing Clients Community Revitalization Fund (CRV) Mortgages