Mortgage rates starting at:

View all interest rates

Other Community Development Programs

Workforce and Affordable Homeownership Development Program

The Workforce and Affordable Homeownership Development Program provides one-time grants for the development of workforce and affordable homeownership projects across Minnesota. The funds will serve households up to 115% of area median income and will be used for residential housing development and rehabilitation, land development, and infrastructure development and repair for manufactured home parks.

New funding is currently unavailable.

For more information, please contact Nira Ly at 651.296.6345. 

Enhanced Financial Capacity Homeownership Initiative (Homeownership Capacity)

Homeownership Capacity is a pilot program that provides financial support to eligible nonprofit and government organizations that provide intensive financial empowerment and homeownership training to emerging markets (i.e., households of color or Hispanic ethnicity) and low-income renters who have the goal of homeownership. See the Program Concept for more information.


If you are interested in getting the training and education you need to buy a home, please contact one of our Homeownership Capacity providers for more information.

Si usted está interesado en aprender más sobre el programa de capacitación técnica para los que quieren ser dueños de casa (“Homeownership Capacity” en inglés), favor de contáctarse con una de nuestras organizaciones proveedoras del programa para mayor información.

2017-2018 Applicants

All application materials must be received no later than 3:00 p.m. on Thursday, April 27, 2017. Review the Application Instructions for submission details.

See the list of funding awards for the 2016-2017 program year.

Application Materials

Application Submission


Questions? Contact

Current Providers

Current Homeownership Capacity providers, please see program information and forms.

Minnesota Urban and Rural Homesteading Program (MURL)

The Minnesota Urban and Rural Homesteading Program (MURL) is designed to stop or prevent the spread of blight by financing to acquire and rehabilitate dilapidated single family housing. Homes are sold to at-risk borrowers, who agree to follow a “good neighbor” policy, via an interest-free contract for deed.  The following manuals and forms are for the use in portfolio management of current administrators.  New MURL funding is currently unavailable.
Income Limits