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Sell More Homes with Minnesota Housing

  • Affordable interest rates
  • Purchase and refinancing options available
  • Downpayment and closing cost loan options with amounts up to 5% of purchase price for eligible borrowers
  • Statewide network of experienced lending partners
  • Marketing materials available from Minnesota Housing

Affordable Options for your Buyers

Start Up
First-time Homebuyer Loans
First-time Homebuyer Tax Credit
through the MCC Program
  • Affordable fixed-rate purchase loan with three downpayment and closing cost loan options.
  • See Start Up brochure for more information.
Step Up
Non-First-time Homebuyers Loans
Downpayment and Closing Cost Loans
(with a Minnesota Housing First Mortgage)
  • Affordable fixed-rate purchase or refinance loan with one downpayment and closing cost loan option.
  • See Step Up brochure for more information.
  • Loans up to 5% of purchase price for eligible borrowers with a Minnesota Housing First Mortgage.
  • Compare program options for loan descriptions.