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Income Limits for Minnesota Housing Mortgage Programs

Start Up, Mortgage Credit Certificate and Monthly Payment Loan

(for loans committed 5.1.15 or after)

Household Size

11-County Twin Cities Metro Area*

Rochester MSA**

Balance of State

1-2 Person

$86,600

$81,700

$77,400

3+ Person

$99,500

$93,900

$89,000

Step Up

11-County Twin Cities Metro Area*

Rochester MSA**

Balance of State

$124,000

$124,000

$110,600

Deferred Payment Loan and Deferred Payment Loan Plus

Household Size 11-County Twin Cities Metro Area* Rochester MSA** Balance of State
1- 3 Person $60,000 $60,000 $55,000
4 Person $66,500 $66,500 $59,500
5 Person $72,000 $72,000 $64,000
6 Person $77,000 $77,000 $69,000
7 Person $82,500 $82,500 $73,500
8 Person $88,000 $88,000 $78,500
9 Person $93,000 $93,000 $83,000
10 Person $96,485 $96,485 $84,985

*The 11-county Twin Cities Area is defined as: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright Counties.

**Rochester MSA includes Dodge and Olmsted Counties